Compare The Best Innovative ISA Peer-to-Peer Rates

Innovative Finance ISAs

The Innovative Finance ISA allows you to invest in the peer-to-peer (P2P) lending market with your annual tax-free allowance. Peer-to-peer lending helps borrowers to get funding without a bank and may yield larger returns than other traditional ISA products*. Read our full Innovative Finance ISA Guide for more information. Once you’ve found an ISA rate you think works for you and your money, use our free ISA Calculator tool to find out what your returns could look like*.

Our Top ISA

Account name

Innovative Finance ISA

Min. investment

£1,000

Target return

8.00%*

Term (Interest paid)

3 year fixed
(End of term)

Account name

5 Year Market

Min. investment

£10

Target return

6.10%*

Term (Interest paid)

5 Year
(Monthly)

New Investor Offer: £50 bonus when you invest £500+ or £150 bonus when you invest £10,000+ for a year. Terms apply

Account name

Growth

Min. investment

£1,000

Target return

6.00%*

Term (Interest paid)

No Fixed Term
(Per Annum)

Account name

Core

Min. investment

£1,000

Target return

4.50%*

Term (Interest paid)

1 – 5 Year
(Annually)

Account name

1 Year Market

Min. investment

£10

Target return

4.90%*

Term (Interest paid)

1 Year
(Monthly)

New Investor Offer: £50 bonus when you invest £500+ or £150 bonus when you invest £10,000+ for a year. Terms apply

Account name

Classic

Min. investment

£100

Target return

4.05%*

Term (Interest paid)

3 – 24 months

Account name

Fixed Rate

Min. investment

£5,000

Target return

3.54%*

Term (Interest paid)

1 – 5 Year
(Monthly)

Account name

Rolling Market

Min. investment

£10

Target return

3.10%*

Term (Interest paid)

Ongoing
(Monthly)

New Investor Offer: £50 bonus when you invest £500+ or £150 bonus when you invest £10,000+ for a year. Terms apply

Account name

Innovative Finance

Min. investment

£1

Target return:

Variable

Term (Interest paid)

No Fixed Term
(End of term)

*Capital at risk.

Last updated December, 2019

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